Do You Have a Right to Compensation After a Car Accident?

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Written by Linda Hohnholz

Few people expect to get into a car accident, but it happens every day. Unfortunately, many victims experience losses and injuries as a result of the negligence of another driver. Discover whether you have a right to compensation after a car accident and, if so, how to get started.

What Were the Accident Circumstances?

If you were in a car crash, knowing your state’s statute of limitations is essential. Some states require a victim to file a car accident lawsuit within two to three years from the date of the occurrence, while others have a one-year limit. Also, factors such as pre-existing conditions before an accident can make it more challenging to prove your case. Finally, remember that the insurance companies pay as little as possible for claims. Therefore, it is crucial to consult with an attorney about the statute of limitations, pre-existing conditions, and other issues that impact filing your case.

Who Was at Fault for the Accident?

The next consideration is negligence, which is often difficult to determine until a thorough investigation is completed. Insurance companies and attorneys review police reports, witness statements, photos of the accident scene, and vehicle damage reports when investigating an accident. In some cases, a video may also be available at the car accident scene. Also, medical reports prove the injuries sustained due to the car accident. Once all documentation and facts are reviewed, negligence is assigned to determine if you have a right to compensation after a car accident.

Did You Sustain Significant Injuries and Losses?

Victims who leave a car accident without injuries are fortunate. Sometimes, injuries do not show up immediately. Often, insurance companies offer a settlement offer before victims are sure of the extent of their injuries. After a car accident, always visit a hospital and doctor to verify your injuries. If follow-up visits are recommended, take advantage of all prescribed treatments. The medical reports prove your injuries and will support a case. Also, the victim’s vehicle should be assessed to determine if it can be repaired or is a total loss. An attorney helps victims evaluate their injuries and losses to build a strong case. 

Is There Insurance Coverage?

Another critical question is whether insurance coverage exists and the level of coverage that’s available. Insurance representatives are looking out for the company’s financial interests and may offer less than a case is worth. Other challenges arise when there is no coverage or limited coverage. However, victims who get assistance from an attorney can pursue the available compensation.

Trying to represent yourself against insurance companies and attorneys often means taking a fraction of what your case is worth. Also, if you fail to follow specific deadlines and regulations, you could lose your case. For these reasons, it is critical to seek the help of an attorney who understands how to file your claim. Plus, an attorney has the experience to negotiate with insurance companies to get the compensation you deserve for your injuries and losses.

If you were in a car accident, you could be entitled to compensation for all losses and injuries. Consult with an attorney today to learn more about your rights after a car accident and how to get the best possible settlement. 

About the author

Avatar of Linda Hohnholz

Linda Hohnholz

Editor in chief for eTurboNews based in the eTN HQ.

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